# Risk Disclosure

<mark style="color:$info;">**Last updated: 2025-12-15**</mark>

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#### **1. Purpose of This Document**

This Risk Disclosure describes the potential risks associated with using the Fortem platform (the “Service”).

The purpose of this document is to help users understand the technical, operational, and regulatory risks inherent in blockchain-based digital items and game integrations.

This document does not constitute investment advice, financial advice, or a recommendation of any kind.<br>

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#### **2. General Platform Risks**

**2.1 Non-Custodial Nature**

Fortem is a non-custodial technology platform.

This means:

* Fortem does not hold, store, or control user digital assets
* Users are solely responsible for managing their wallets and private keys
* Loss of private keys, seed phrases, or wallet access may result in permanent loss of assets
* Fortem cannot restore access or reverse actions initiated from user wallets

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#### **3. Blockchain & Smart Contract Risks**

**3.1 Irreversible Transactions**

All blockchain transactions are final once executed.

They cannot be reversed, modified, or cancelled by Fortem.

**3.2 Network Congestion**

High network activity may result in:

* Transaction delays
* Increased gas fees
* Failed or stuck transactions

**3.3 Smart Contract Vulnerabilities**

Smart contracts may contain bugs, exploits, or unintended behavior.

Although Fortem aims to maintain secure and audited contracts, no smart contract is entirely risk-free.

Users acknowledge that:

* Smart contract failures may result in unexpected asset transfers or loss
* Fortem is not responsible for vulnerabilities inherent to underlying blockchain networks or or third-party smart contracts not directly controlled by Fortem.

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#### **4. Wallet & Security Risks**

**4.1 User-Controlled Wallets**

Users are fully responsible for:

* Managing private keys
* Avoiding phishing attempts or fraudulent signing requests
* Securing their devices and browsers

**4.2 Unauthorized Access**

If unauthorized parties gain access to a user’s wallet:

* Assets may be transferred, burned, or otherwise irreversibly affected
* Such actions cannot be undone
* Fortem cannot intervene in unauthorized on-chain activity

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#### **5. Marketplace Risks**

**5.1 User-to-User Transactions**

All listings, sales, and purchases occur directly between users.

Fortem is not a party to any transaction and does not mediate disputes between users.

**5.2 Pricing & Market Behavior**

Digital item prices may fluctuate significantly.

Users acknowledge risks including:

* Overpaying or underpricing items
* Low liquidity or lack of buyers
* Rapid price changes
* Fraudulent or misleading listings created by other users

**5.3 Market Manipulation**

Despite monitoring efforts, risks may include:

* Wash trading
* Spoofing or price manipulation
* Multi-account abuse

Users are responsible for evaluating counterparties and listings independently.

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#### **6. Game Integration & Synchronization Risks**

Fortem integrates with external game servers via APIs.

**6.1 Export / Mint / Redeem Issues**

Game-to-chain or chain-to-game operations may fail due to:

* Game server downtime
* Network latency
* Invalid or expired redeem codes
* Incorrect item metadata
* Third-party API failures

**6.2 Synchronization Delays**

Real-time updates are not guaranteed.

Users may need to retry export or redeem actions in certain cases.

**6.3 Game-side Enforcement**

Games independently enforce their own:

* Rules and mechanics
* Item usage limitations
* Ban or restriction policies
* Integrity and anti-cheat systems

Fortem does not control or override game-side enforcement decisions.

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#### **7. Regulatory & Jurisdictional Risks**

**7.1 Changing Regulations**

Regulations related to digital assets, blockchain technology, and online marketplaces may change over time.

Future regulatory developments in applicable jurisdictions may affect::

* Availability of certain features
* Access to the Service
* Verification or compliance requirements
* Geographic availability

**7.2 Sanctions & Restricted Regions**

Users located in certain jurisdictions may be restricted from accessing the Service to comply with:

* Applicable international sanctions
* Local legal or regulatory requirements

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#### **8. Operational Risks**

**8.1 Platform Downtime**

Fortem may experience planned or unplanned downtime due to:

* Maintenance or upgrades
* Server or infrastructure issues
* Network disruptions
* Cloud service provider outages

**8.2 Cross-border Operational Access**

Authorized personnel located in **Panama or other jurisdictions** may access systems for support, maintenance, or debugging purposes.

Such access is subject to internal security controls but may still involve operational risk.

**8.3 Third-Party Dependencies**

Fortem relies on third-party systems, including:

* Blockchain network infrastructure
* External game servers
* Cloud hosting and security providers

Failures or disruptions in these systems may affect Service availability and performance.

***

#### **9. User Responsibility**

By using the Service, users acknowledge and agree that:

* They understand and accept the risks described in this document
* They are solely responsible for their assets, devices, and account security
* Fortem’s role is limited to providing technical infrastructure
* All transactions and signing requests must be reviewed carefully before approval


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